
The Free Net Worth Tracker
Plan your wealth.
Predict your future.
Seamlessly track your net worth, income, expenses, assets, and liabilities in one place.

“Through real-time modelling and scenario testing, users are encouraged to align their investment and savings strategies with longer-term plans.”
“Charlie Meaden has taken a big lesson from Berkshire Hathaway, in the business model for his digital-first wealth platform, eccuity.”
“A free user regularly investing $200–$500 each month could save around 50% using eccuity compared to Sharesies or Hatch.”
“Combines the GPT model from OpenAI with vast financial data to help investors to research, plan, manage and trade investments.”
Are you on track? Do you have a plan?
Find out with tools that give you clarity and confidence.
Input
Get all your information in one place.
Visualise
Get an accurate picture of where you are.
Plan
Build a roadmap to the future you want.
Flourish
Execute, monitor, and adapt with confidence.
Features designed to simplify the complex
Intelligent tools to help you plan and make noticeable improvements.
Cash Flow Insights
Find out where your money is going and what you can do to make it go further. Track income, categorise expenses, and identify opportunities to save.

Financial Health Check
Find gaps in your financial planning. Scores across debt-to-equity, cash flow, savings rate, and diversification, rated 0 to 5.

10-Year Net Worth Projections
Simulate your future across conservative (3%), moderate (6%), and optimistic (8%) scenarios, based on assumptions about asset growth and savings.
Projections are illustrative estimates based on assumptions you provide. They are not forecasts or guarantees of future results.

Goal Tracking & Optimisation
Create milestone objectives and simulate how minor changes can have long-lasting future effects. Set targets, priorities, and contribution amounts.

Asset Allocation & Diversification
Understand the current value and diversification of all your assets, cash, investments, property, KiwiSaver, business interests, and more.

All your finances, in one place
Assets
Liabilities
Planning works
You don't have to take our word for it. Research from Sorted, New Zealand's independent money-guidance service, found that people who actively plan their finances see real results:
60%
saved or invested more than before
69%
felt motivated to take action
73%
achieved a financial goal
Source: Sorted.org.nz user survey. Sorted is operated by Te Ara Ahunga Ora Retirement Commission and is not affiliated with eccuity.
Frequently Asked Questions
Start planning your journey
to Financial Freedom
Register for an account for free access
Fill out the tracker information
Start planning your financial future
Optimise your progress towards your goals
Free forever · No credit card · Your data stays private